Our Process

Regal Bay's process is not robotic but consists of the following personal approach:


  • Review your unique financial situation and liquidity needs
  • Identify your financial goals and priorities
  • Establish your risk tolerance, time horizon
  • Analyze the impact of relevant markets and economic events on your investments.


  • Analyze your overall financial situation
  • Prioritize your investment in the context of  global economies and markets
  • Perform due diligence and research into appropriate investments


  • Develop a suitable investment plan and strategy designed specifically for you
  • Provide individualized, nonautomated investment recommendations with periodic personal monitoring and management  
  • Include additional professionals, such as an estate attorney, tax accountant, etc. when life changes dictate


  • Agree upon how you prefer to communicate with your personal Regal Bay financial adviser
  • Review your plan quarterly or more frequently in volatile markets
  • Assist you when your portfolio is influenced by micro or macroeconomic events necessitating changes in your portfolio allocation
  • Typically Regal Bay maintains custody of your securities through RBC Capital Markets LLC (RBC), which has execution capabilities on all principal exchanges.