Our Process
Regal Bay's process is not robotic but consists of the following personal approach:
Interview
- Review your unique financial situation and liquidity needs
- Identify your financial goals and priorities
- Establish your risk tolerance, time horizon
- Analyze the impact of relevant markets and economic events on your investments.
Analysis
- Analyze your overall financial situation
- Prioritize your investment in the context of global economies and markets
- Perform due diligence and research into appropriate investments
Development
- Develop a suitable investment plan and strategy designed specifically for you
- Provide individualized, nonautomated investment recommendations with periodic personal monitoring and management
- Include additional professionals, such as an estate attorney, tax accountant, etc. when life changes dictate
Monitor
- Agree upon how you prefer to communicate with your personal Regal Bay financial adviser
- Review your plan quarterly or more frequently in volatile markets
- Assist you when your portfolio is influenced by micro or macroeconomic events necessitating changes in your portfolio allocation
- Typically Regal Bay maintains custody of your securities through RBC Capital Markets LLC (RBC), which has execution capabilities on all principal exchanges.